A feature of some health plans is no copay for preventive care.

• A. True
• B. False
• C. Sometimes
• D. Never

Answer: (A)

Preventive care is designed to help people stay healthy by catching issues early. Many health plans waive copays for covered preventive services, so you pay nothing out of pocket when you receive in-network preventive visits, screenings, vaccines, or counseling that meet the recommended guidelines. This policy exists to encourage people to use preventive services, making it a feature found in some plans. Of course, not every plan does this, and costs can apply if you go out of network, if a service isn’t designated preventive, or if the plan has different rules. But the idea that some plans offer no copay for preventive care is accurate.